Member Profile
Ricardo Canalita
|
Modesto Money Makers |
|
|
|
Combined Insurance a CHUBB Company 5755 Rose Brook Dr Riverbank, CA 95367 2093266004 Website |
| Business and Company Details:
Combined was founded in 1922 by W. Clement Stone who started writing disability policies to dairy farmers. CHUBB, our parent company, is the largest publicly traded P&C company in the World. It has the highest AM Best and Standard & Poors ratings in the industry. I'm Ricardo Canalita, an Independent Agent of Combined, a Supplemental Insurance Company. I help small locally owned businesses expand and improve their benefit packages to help attract and retain employees. I have Group Rates for Disability, Accident, Critical Illness, and Universal Life plans to help protect Owners and their employees, at little to no cost to the Business Owner. Payroll deduct for the plans, takes less than ten minutes for implementation through a spreadsheet file. Automotive shops, Medical Offices, Construction Companies, Salon & Barber Shops, and Real Estate agencies are great small businesses that can benefit from these plans. I also have policies for individuals and their families, as well as many different plans for 1099K, Sole Proprietors, Self-Employed owners who do not have traditional sick time pay, and who cannot afford to miss any work due to injuries, illnesses, or critical health events. These individuals are the business and do not have the backing of an Employer, Business, Or Corporation. I'm Ricardo with Combined where protection and connection are one! |
|
| My education, training and business experience
Licensed Insurance Agent with Life, Accident, Health & Sickness #4292361 Bachelor of Science in Computer I.T. NLP Licensed Life/Personal Coach |
|
| When I m not working, I enjoy . Lead vocalist, songwriter, and multi-instrumentalist on guitar, bass, keyboards, and a bit of drums. Local musician in the Modesto music scene with several band and musical projects. Amateur writer, with dreams of self-publishing short stories, fables, and Epic Fantasy novels. I enjoy golf, bowling, camping, hiking...within reason (Not Mt. Everest or Swiss Alps) lol |
|
| Some of the Clubs, Associations and Volunteer activities that I participate in are
Modesto Chamber of Commerce |
|
| Gold Star Information Year Joined: 2023 |
|
